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GOVERNING LAW. The transactions related
to loans will be deemed to have taken place in the offices
of Fast CashNow Inc. and according to the laws of
Delaware,
regardless of where you may be viewing or accessing this
site.
TELETRACK. I agree to allow a search of the Teletrack
database. The Teletrack database is a national database
of consumers and contains information about transactions
with lending institutions.
AGREEMENT TO ARBITRATE DISPUTES.
All disputes and controversies
of every kind and nature between the parties hereto arising
out of or in connection with this agreement as to the
existence, construction, validity, interpretation or meaning,
performance, nonperformance, enforcement, operation,
breach, continuance, or termination therefore, as well
as whether the controversy or dispute is subject to arbitration,
and the amount of any loss or damage, shall be submitted
to arbitration in a jurisdiction to be chosen by
Fast CashNow Inc. before three arbitrators appointed by the American
Arbitration Association pursuant to the commercial rules
of the American Arbitration Association in effect at
the time any arbitration proceeding is commenced, which
rules are hereby incorporated by reference thereto and
made a part of this agreement. The foregoing notwithstanding,
the company retains the authority to institute an action
in any court to recover sums due company by customer
hereunder. The arbitration award shall be final and binding
upon both parties and judgment upon such arbitration
award may be entered in any court having jurisdiction.
The parties specifically state their understanding that
the check casher cannot be sued in any court or any controversy
or dispute. In the event this provision or any part thereof
is held to be invalid or unenforceable for any reason,
the remaining terms and conditions of this agreement
shall not be effected thereby and shall remain in full
force and effect.
AGREEMENT NOT TO BRING OR PARTICIPATE IN CLASS ACTIONS. To the extent permitted by law, you agree not to bring,
join or participate in any class action as to any claim,
dispute or controversy you may have against Fast CashNow
Inc. or its employees, officers, directors, assignees
and servicers. You agree to the entry of injunctive relief
to stop such a lawsuit or to remove yourself as a participant
in the suit. This agreement is not a waiver of any of
your rights and remedies to pursue a claim individually
and not as a class action in binding arbitration as provided
above. This agreement not to bring or participate in
class action suits is an independent agreement and shall
survive the closing and repayment of the loan for which
you are applying.
EXTENSIONS. Cash-Instantly.com will allow
you to extend the original loan for up to 3 times.
After THE FIRST THREE (3) extensions you must pay (on
loans up to $599.00) a minimum of $50.00 more than
the fees due until the loan principal is fully repaid.
On loans of $600.00 or more you must pay a minimum
of $100.00 more than the fees due until the principal
is fully repaid. ANY LOANS that exceed 27 days in duration,
the above payment minimums on the principal are doubled.
RETURNED TRANSACTIONS. In the event that any transaction, ACH
or EFT debit, that you have authorized returns to Cash-instantly.com for any
reason: (1) you agree to pay a returned check charge of $25.00; (2) in the
event that we initiate collection activity on your account, you agree to be
responsible for collection fees, court costs and fees, and all reasonable attorney
fees, and (3) you authorize Cashnow.com to initiate debits to any bank accounts
in your name in amounts up to and less than the amount owed until the amount
owed is paid in full.
LOAN AMOUNTS AND FEES. Cash-instantly.com currently provides
loans ranging from $100.00 to $1000.00. The finance charge for these loans
is based on 485.450 percent APR and the number of days of the loan. See fees
for a complete breakdown of amounts and charges for various length loans.
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Disclosure
